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Hey guys. Did some searching first, but most posts on this topic seem to be pretty ancient.
Do any of you have a merchant account provider that you would recommend?
This would be used in conjunction with a Zen Cart website.
Make sure you get a U.S. merchant. Offshore merchants are shaaaady.
your local bank.
Zencart has a list of supported gateways, if you use one you don't have to do anything special to integrate. Keep in mind that most "real" gateways now require your site to be PCI Compliant and that is a can of worms.
Acescence - So you're saying that the authorize.net payment gateway can be used to link up to any bank account that I choose?
So basically I can set up a business account with my local branch of BofA or a credit union around here and then connect that to my website via the authorize.net payment gateway?
I know that Zen Cart works with authorize.net so it seems like this would work.
Sorry for the ignorance..just never done this before.
yes, you can use authorize.net as just a gateway and connect it to your local merchant account. I've also set up people with Paypal Pro, which handles both the gateway and account, but depending on your volume they can be a lot more expensive.
Both your bank and Paypal give you a variable rate based on what kind of volume you do, Paypal just tends to be more expensive for higher volumes, but maybe cheaper if your doing low volume. A lot of banks don't even want to deal with you if your below a certain monthly volume.